PERSONAL INSURANCE ADVICE

Better cover. Better value. Better support.

Whether you're arranging cover for the first time or reviewing existing insurance, we compare options from leading insurers and help you find cover that suits your needs and budget.

Understand your cover options

Compare value, not just price

Identify gaps or opportunities to improve

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EXISTING COVER REVIEW

Already have cover? Make sure it still fits.

If your circumstances, budget or priorities have changed, your insurance should be reviewed too. We can assess your existing life, TPD, trauma and income protection cover and help identify savings, gaps or better-suited options.

Review your current cover levels

Compare premiums and policy value

Identify potential savings or gaps

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Advice when you choose your cover. Support when you need it most.

We don’t just help you arrange insurance. We help you choose the right cover, review it as your circumstances change, and stay with you over time.

If you ever need to make a claim, we deal directly with the insurer on your behalf, so you don’t have to navigate the process alone. Because real protection isn’t just about having a policy. It’s about having someone in your corner when it matters.

Our advice and support come at no direct cost to you. We’re paid by the insurer, and using our service does not increase the premium you pay.

1,000+ Australians helped
11 Leading insurers available
Since 2012 Helping Australians protect what matters

Why clients choose Premier Wealth Protection

Specialist personal insurance advice

Work directly with experienced advisers who specialise in Life, TPD, Trauma and Income Protection.

Access to leading insurers

We compare options across a broad panel of leading insurers to help identify appropriate and competitively structured cover.

Support beyond the policy

We provide ongoing reviews as your circumstances change and advocate for you if you ever need to make a claim.

Ben's expert guidance before and during the entire process was done with a level of wisdom, clarity and experience that even the lawyers had been unable to provide. The result? A successful result in record time.

Sigrid, East Melbourne

Ready to review your cover or explore your options?

Tell us a little about what you need and one of our insurance specialists will be in touch to discuss your options.

  • Compare options from leading insurers
  • Review existing cover or arrange new insurance
  • No cost and no obligation to proceed
Prefer to speak with someone?

Speak directly with an insurance adviser about your cover, circumstances and next steps.

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Request a quote or review

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Who we help

Families

Helping protect income, debt obligations and your family’s future.

Professionals

Personal insurance strategies designed around your income, career and lifestyle.

Business Owners

Key person, debt protection and personal cover for business owners.

Trades & Mining

Cover for tradespeople, construction workers, miners and other hands-on occupations.

New Clients

Looking for cover for the first time? We can compare options and guide you through the process.

Existing Policy Holders

Already have insurance? We can review your current cover, costs and options.

Because insurance should feel simple.

A simple,
guided process.

From your first conversation through to application and beyond, we guide you at every step so you never have to navigate the process alone.

Request a quote
1

Initial conversation

We take the time to understand your needs, priorities and budget.

2

Research & recommendations

We compare suitable options and explain the differences clearly.

3

Application support

We guide you through the paperwork, underwriting and insurer requirements.

4

Ongoing support

We stay with you for reviews, policy updates and support at claim time.

Trusted by clients and partners

Good insurance advice starts with trust.

My Income Protection through Premier Wealth Protection gave me the breathing room I desperately needed.

When I had to step away from work for eight months due to health issues, my income protection from Premier Wealth Protection gave me the breathing room I desperately needed. Instead of stressing about bills, I was able to focus fully on recovery. The team guided me through every step of the process, making it simple and stress free.

Liv S.

Thanks to Premier Wealth Protection, I finally have financial security and peace of mind.

Living with a chronic illness is overwhelming, and the thought of navigating a Total Permanent Disability claim on my own was daunting. Ben stood by me for over 2 years, guiding me through every step of the process. I am very grateful for his support.

Scott M.

I feel so much more confident knowing my family is properly protected.

Ben reviewed my existing policies and immediately found gaps I didn’t even know were there. He explained everything clearly, helped me restructure my cover, and saved me money in the process. I feel so much more confident knowing my family is properly protected.

Ben C.

The whole process was quick and easy and they made sure I had the most competitive policy.

Life insurance is one of those things I have always put on the back burner, but it is crucial that I know my family will be looked after in any circumstance. The whole process was quick and easy and they made sure I had the most competitive policy!

Andrew C.

Ben's expert guidance before and during the entire process was done with a level of wisdom, clarity and experience that even the lawyers had been unable to provide.

The failure or success of your claim really comes down to the advice you receive before and during the claims process. Anyone can sell you a policy. What makes the difference is when that same person holds your hand if and when it comes time to make a claim. I spent over two years fighting a claim that was denied on a technicality after receiving very little claim support, even after engaging expensive lawyers. But when I made a new claim with Ben Sullivan, he helped me work through every aspect of the claim with a genuine interest and keen understanding, even connecting me with an additional specialist when I had a need. Sure, the claims process is still arduous, stressful, and anxiety-provoking, but with Ben on your side, it's easier to bear.

S. Anderson

Meet our director
Benjamin Sullivan

Benjamin Sullivan

Director & Senior Risk Adviser

“Insurance can be complex and deeply personal. My role is to help clients make confident decisions, structure cover appropriately and support them over the long term.”

Ben Sullivan is the founder of Premier Wealth Protection and has specialised in personal insurance advice since 2008. He has extensive experience across life insurance, TPD, trauma and income protection, working with individuals, families and business owners to help structure appropriate cover around their circumstances. Known for his personal approach and ongoing client care, Ben remains closely involved throughout the advice process, from initial recommendations and underwriting through to policy reviews and claims support.

Our Panel of Trusted Insurers

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